5.++Find+evidence+to+compare+solutions

1. Press edit above 2. Move your cursor below your name (scroll down) - only work in the area under your name 3. Use Ms Stevenson's exemplar as an example

**Miss Stevenson's exemplar:** My economic problem: Grandma has $1000 to spend on a pedigree dog to provide companionship, exercise and security "These dogs are too intelligent to lie around the house with nothing to do all day" [] Prefer a rural setting with lots of work to do [] || 1 || Beagles are sweet loving and gentle ... but have a mind of their own. They have a very strong instinct to track and can not be left off the leash unless in a safe area Tend to dig to escape if lonely [] || 3 || Cheerful, lovable, playful and enthusiastic. Good with children (good for grandchildren) [] || 4 || [] "Because Border Collies are bred to herd rather than protect livestock, they are not reliable guard dogs [] || 4 || Beagles do not make good guard dogs - they might issue a warning bark but would then "lick the intruder to death" [] || 2 || Very good watch dog - this breed is exteremely alert and very active. They may bark if something unusual is suspected. [] || 4 || [] 2 x 45 minute walks a day plus a 30 minute training session [] || 1 || Require plenty of exercise including a brisk daily walk [] They require a good walk every day or so [] || 3 || Love a daily walk [] || 4 || [] || 3 || Average shedder [] || 3 || Shed little to no hair [] || 5 || [] Weight - average of 16kg - big food bill [] || 2 || Very low maintenance []
 * **Criteria** || **Weight** || **Border Collie** || **Score out of 5** || **Beagle** || **Score out of 5** || **Wire hair Fox Terrier** || **Score out of 5** ||
 * Companionship || 5 || Border Collies are working dogs.
 * Security || 4 || Border Collies are good watch dogs as they are alert and tend to bark
 * Exercise || 3 || Require extensive exercise and a daily long brisk walk
 * Shedding || 2 || Average shedder
 * Ongoing costs || 1 || Low maintenance - 2/3 brushes a week

Weight - average of 10 kg - medium food bill [] || 3 || Coats need to be stripped once a year []

Weight - average of 8 kg - lower food bill [] || 4 || // Note that as you type the columns will expand //
 * Total ||  ||   || 32 ||   ||


 * Tom B **


 * **Criteria** || **Weighting** || **Solution 1** || **Score**
 * Out of 5** || **Solution 2** || **Score**
 * Out of 5** || **Solution 3** || **Score**
 * Out of 5** ||
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 * Harry B**
 * **Criteria** || **Weighting** || **Solution 1** || **Score**
 * Out of 5** || **Solution 2** || **Score**
 * Out of 5** || **Solution 3** || **Score**
 * Out of 5** ||
 * Effect on taxation || 5 || Not calculated yet. ||  || Not calculated yet. ||   || Not calculated yet. ||   ||
 * Cost || 4 || $959,000 || 5 || $785,000 || 3 || $1,900,000 || 2 ||
 * Resale || 3 || High || 4 || Medium-low || 2 || Very High || 5 ||
 * Attractiveness to renters || 2 || High || 5 || High || 5 || Low (too expensive) || 2 ||
 * Features || 1 || Medium to high quality || 4 || Low to medium || 3 || Very High || 5 ||
 * Total ||  ||   || 18 ||   || 13 ||   || 14 ||

a higher renting price than the others. Currently people possess twice as much interest in Ashgrove houses than in the other two suburbs. http://www.rs.realestate.com.au/cgi-bin/rsearch?a=sp&s=qld&u=ashgrove A stylish inner city 3 bedroom house on average in Brisbane receives $850 000 clearly a very similar house, but "would ideally suit an investor that is looking for a splitter at a great price" http://www.brisbane-australia.com/brisbane-real-estate.html || 5 || Closest walking residential free-hold property position to the CBD in Brisbane. http://www.rs.realestate.com.au/cgi-bin/rsearch?a=sp&s=qld&u=spring%20hill Although demand in Spring Hill is nowhere near the current customer per house rate of Ashgrove, demand in the area is increasing rapidly along with new apartment buildings every day. Furthermore, since it is close to the CBD eventually everything will revolve around these inner suburbs. \http://www.brisbane-australia.com/brisbane-real-estate.html || 4 || Classified as a great land package in the outer suburbs of Brisbane is based around an average of $500 000 and clearly this particular house is of a far more stylish nature. However, this does not change the demand in the are and if there isn't any popularity there won't be any demand. http://www.brisbane-australia.com/brisbane-real-estate.html ||  Since May 2010 the supply for houses in Eight Mile Plains has been steadily greater than the demand. However, annual house prices have increased by approximately **__2__** $50 000 since 2005. http://www.rs.realestate.com.au/cgi-bin/rsearch?a=sp&s=qld&u=eight%20mile%20plains
 * Joshua C**
 * **Criteria** || **Weighting** || Ashgrove || **Score**
 * Out of 5** || Spring Hill || **Score**
 * Out of 5** || **Eight Mile Plains** || **Score**
 * Out of 5** ||
 * Demand in the Area || 4 || Clearly has the highest demand of all three areas and will therefore demand

and schools as well as the CBD. Great surrounding neighbourhood and outstanding green pathways and nearby parks. http://www.rs.realestate.com.au/cgi-bin/rsearch?a=sp&s=qld&u=ashgrove || 4 || Being one of the closest areas to the CBD, it is therefore home to a very select group of wealthy individuals. The practicality is perfect, and the aesthetics of all relatively new buildings surrounded by Brisbane city's landscape is impressive. http://www.rs.realestate.com.au/cgi-bin/rsearch?a=sp&s=qld&u=spring%20hill || 5 || Belonging to an exclusive state this [articular area is a great neighbourhood. It is also a low maintenance property with concrete paths all around, close to shops, parks and public transport. However, Eight Mile Plains is extremely far away from the CBD or education. http://www.rs.realestate.com.au/cgi-bin/rsearch?a=sp&s=qld&u=eight%20mile%20plains || 2 || Large 1 story house with some dull brick aspects, yet newly done rendering as well. Large decking with antique french doors. Only 1 car port space and poor, dull brick patios at both the front and back yards.Air conditioning and old natured interior with a redone, new look. Only one bathroom yet extremely large yards, suitable for the families. However since the investor plans on constructing two houses on the same block of land the design is really irrelevant. The resulting houses will be much smaller, yet more sophisticated and attractive. http://www.realestate.com.au/property-house-qld-ashgrove-107037188 || 3 || Modern interior and well-equipped kitchen with 2 separated living areas and a well-lit patio. Air conditioned, courtyard, however not the most spacious. Relatively small block of land Classic wooden house all fully fenced http://www.realestate.com.au/property-house-qld-spring+hill-106766199 || 3 || Ultra modern double story house, large family home, only one year old. 4 bedrooms, extremely spacious, large block of land with spacious garage and large verandah overlooking the front yard landscape. Indoor, open-plan living flows into an outdoor entertainment and eating area. Beautiful view of parklands with a hydro spar. and construction of 2 smaller houses on each block of land. http://www.realestate.com.au/property-house-qld-ashgrove-107037188 || 1 || Most expensive house at $950 000, yet since it is very close to the investors residence, he will ultimately need to spend less money on petrol and due to increasing demand for houses in the area he will always be making a profit. http://www.realestate.com.au/property-house-qld-spring+hill-106766199 || 3 || Mid range at $900 000, however, due to the long distance between this house and the **__2__** residents house he will ultimately spend greater money on petrol and due to declining house prices in the area, when the time comes to sell he may lose money on the property. || http://www.realestate.com.au/property-house-qld-eight+mile+plains-107192212
 * Practicality and Aesthetics of Location || 3 || Located near walking, cycling tracks, public transport, shops, cafes, restaurants
 * Building Design || 2 || Family home with just the 3 bedrooms, on two large clocks of land.
 * http://www.realestate.com.au/property-house-qld-eight+mile+plains-107192212** || 5 ||
 * Overall Costs || 1 || $885 000 plus any additional costs of the destruction of the previous house


 * 3 ||
 * Total ||  ||   ||   ||   ||   ||   ||   ||
 * Total ||  ||   ||   ||   ||   ||   ||   ||


 * Adam C**

swhole 2 years. || 4 || built-in GPS with Ovi Maps, HSDPA internet browsing system, MP3 Player, FM Radio || 5 || Flashlight, compass, altimeter, pedometer, FM radio and Bluetooth connectivity. || 3 ||
 * **Criteria** || **Weighting** || **BlackBerry Bold**
 * on a $50 plan** || **Score**
 * Out of 5** || **Nokia 6700**
 * on a $20 plan** || **Score**
 * Out of 5** || **Samsung B2700**
 * on a $30 plan** || **Score**
 * Out of 5** ||
 * Durability || 5 || It appears to be a quite a sturdy phone, but the screen could break if put under pressure, or dropped, and this is a point of concern. || 2 || This phone is widely commended for its impressive screen, and this is a good feature. However, it is quite a thin phone, and therefore probably does not have a build quality that is anything special. || 3 || Hailed as "the next generation of rugged mobile phones", this phone has a robust anti-shock coating to prevent damage from dropping the phone. It also has a very impressive IP54 against dust and water. This phone is built to survive the "adventurous" lifestyle of its owner, and is the ultimate in durable phones among these three choices. || 5 ||
 * Low Cost || 4 || $50 plan, $600 per year, $1200 for the whole 2 years. || 2 || $20 plan, $240 per year, $480 for the whole 2 years. || 5 || $30 plan, $360 per year, $720 for the
 * Standard Functionality || 3 || $50 plan gives these monthly features: 1.5GB Data pack, $500 of international and domestic calls and text messages, unlimited calls with other 3 mobile or Vodafone devices and a choice of free news updates or sport updates || 5 || $20 plan gives these monthly features: 100MB Data pack, $70 of international and domestic calls and text messages, unlimited calls with other 3 mobile or Vodafone devices and a choice of free news updates or sport updates || 2 || $30 plan gives these monthly features: 200MB Data pack, $180 of international and domestic calls and text messages, unlimited calls with other 3 mobile or Vodafone devices and a choice of free news updates or sport updates || 4 ||
 * Camera || 2 || 5 Megapixels || 4 || 5 Megapixels || 4 || 2 Megapixels || 2 ||
 * Extra Features || 1 || 512MB RAM, BlackBerry Messenger System, powered by BlackBerry OS6 || 4 || Skype, Facebook, MSN Messenger,
 * Total || 75 points || [] || 45/75 || [] || 54/75 || [] || 60/75 ||


 * Jack C**


 * **Criteria** || **Weighting** || **Commonwealth** || **Score**
 * Out of 5** || **ANZ** || **Score**
 * Out of 5** || **St. George** || **Score**
 * Out of 5** ||
 * Interest Rate on Purchases || 4 || 19.99% p.a || 3 || 13.49% p.a || 4 || 12.74% p.a || 5 ||
 * Annual Fee || 3 || $0 || 5 || $58 || 3 || $55 || 3 ||
 * Interest Free Period || 2 || 55 Days || 5 || 55 Days || 5 || 55 Days || 5 ||
 * Balance Transfer Rate || 1 || 5.99% p.a || 2 || 2.9% p.a || 5 || 2.99% p.a || 5 ||
 * Sources ||  || [] ||   || [] ||   || [] ||   ||
 * Total ||  ||   || 39 ||   || 40 ||   || 44 ||


 * James C**


 * **Criteria** || **Weighting** || **Solution 1** || **Score**
 * Out of 5** || **Solution 2** || **Score**
 * Out of 5** || **Solution 3** || **Score**
 * Out of 5** ||
 * Interest Rates || 4 ||  ||   ||   ||   ||   ||   ||
 * Withdrawal Access || 3 ||  ||   ||   ||   ||   ||   ||
 * Ongoing Fees || 2 ||  ||   ||   ||   ||   ||   ||
 * Features || 1 ||  ||   ||   ||   ||   ||   ||
 * Total ||  ||   ||   ||   ||   ||   ||   ||
 * Total ||  ||   ||   ||   ||   ||   ||   ||


 * Christopher D**


 * **Criteria** || **Weighting** || **Solution 1** || **Score**
 * Out of 5** || **Solution 2** || **Score**
 * Out of 5** || **Solution 3** || **Score**
 * Out of 5** ||
 * Total ||  ||   ||   ||   ||   ||   ||   ||
 * Total ||  ||   ||   ||   ||   ||   ||   ||
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 * Total ||  ||   ||   ||   ||   ||   ||   ||

(surcharges may apply) || 5 (25) || Over 24 million l ocations worldwide. || 3 (15) || 29 million stores || 4 (20) || || 2 || 20.24% pa. || 2 (4) || 19.24% p.a. || 3 (6) || 19.74% pa. || 3 (6) ||
 * Nick F**
 * **Criteria** || **Weighting** || **Solution 1**
 * Standard American Express** || **Score**
 * Out of 5** || **Solution 2**
 * ANZ** || **Score**
 * Out of 5** || **Solution 3**
 * NAB** || **Score**
 * Out of 5** ||
 * Accessibility || 5 || Virtualy Anywhere
 * Annual fee || 4 || $80 || 2 (8) || $30 || 4 (16) || $30 || 4 (16) ||
 * Interest free periods || 3 || 1 month || 3 (9) || 44 days || 4 (12) || 55 days || 5 (15) ||
 * Interest rates
 * Card limit || 1 || No pre-set spending limit || 4 (4) || $5000 || 4 (4) || $2000 || 2 (2) ||
 * Total ||  ||   || 50 ||   || 53 ||   || 59 ||


 * James F**


 * **Criteria** || **Weighting** || **Solution 1** || **Score**
 * Out of 5** || **Solution 2** || **Score**
 * Out of 5** || **Solution 3** || **Score**
 * Out of 5** ||
 * Total ||  ||   ||   ||   ||   ||   ||   ||
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 * Total ||  ||   ||   ||   ||   ||   ||   ||
 * Total ||  ||   ||   ||   ||   ||   ||   ||
 * Total ||  ||   ||   ||   ||   ||   ||   ||


 * Daniel G**

and 1.5km from the CBD || 5 || 2km from school, 1.3km from work, 9.4km from uni and 600m from the CBD || 5 || 3.9km from school, 3km from work, 11.5km from Uni and 3.2km from CBD || 4 ||
 * ** Criteria ** || ** Weight ** || ** 4059/4 Parkland Boulevard ** || ** Score out of 5 ** || ** 2901/120 Mary St ** || ** Score out of 5 ** || ** 57 Lambert St ** || ** Score out of 5 ** ||
 * Price || 5 || $1,175,000 || 4 || $1,250,000 || 4 || $1,395,000 || 3 ||
 * Location || 4 || 450m from school, 1.8km from work, 8.9km from Uni
 * Size || 3 || 198 square metres || 5 || 167 square metres || 4 || 174 square metres || 5 ||
 * Facilities || 2 || Indoor swimming pool and 2 car parks || 3 || Jacuzzi, gym, indoor swimming pool and 4 car parks || 5 || Pool and 2 car parks || 3 ||
 * Appearance || 1 || Very modern and sharp, eye catching design || 5 || Very modern and unique design || 5 || Unique but somewhat bland design || 4 ||
 * Total ||  ||   || 66 ||   || 67 ||   || 56 ||
 * Total ||  ||   || 66 ||   || 67 ||   || 56 ||


 * James H**

the most sustainable bank globally in both 2007 and 2008." [] || 5 || This share has seemed to be rather risky to invest in and there has been both increases and decreases over the last couple of weeks (Gain of 1.15% (18th March, 2010) and losses of -1.64% (15th March, 2010). [] || 3 || Currently, shares for NAB have been shown to be rather risky to invest in, with the company having suffered some significant losses. [] || 2 || we're shown at 74 cents". [] || 4 || From the 14/2/2011 to the 18/2/2011, Commonwealth Bank dividends were shown at 132 cents. [] || 3 || From the 12/11/2010 to the 18/11/2010 dividends for NAB we're at 78 cents. [] || 4 || decreases". [] || 3 || Commonwealth Bank would be more suited to a mid to long term investment. [] || 4 || NAB is suitable for either long term or short term investments. [] || 4 || [] || 4 || The current price of Commonwealth Bank shares (20th of March) are at 50.32. [] || 4 || The current price for shares at NAB is 24.48. [] || 4 ||
 * **Criteria** || **Weighting** || **Solution 1 (ANZ Bank)** || **Score**
 * Out of 5** || **Solution 2 (Commonwealth**
 * Bank)** || **Score**
 * Out of 5** || **Solution 3 (NAB Bank)** || **Score**
 * Out of 5** ||
 * Risk || 4 || "The Dow Jones Sustainability Index named it
 * Dividends || 3 || "From the 4/11/2010 to the 10/11/2010, ANZ dividends
 * Time || 2 || "Over the last 2 months, shares have been shown to have sharp increases and
 * Price || 1 || The current sale price of ANZ shares (20th of March) are at 22.7.
 * Total ||  ||   || 16 ||   || 14 ||   || 14 ||
 * Total ||  ||   || 16 ||   || 14 ||   || 14 ||


 * James K**

http://compare.smh.com.au/savings-accounts/information/ANZ/Progress-Saver/37 || 4 || "The Bendigo Bank Piggy Bank Passbook account has a base interest rate of 2.00% pa, however, does not have a bonus interest rate." || 3 || "The Greater Building Society Little Buck's Account has a base rate of 1.00% pa and no bonus interest rates." || 1 ||
 * **Criteria** || **Weighting** || **Solution 1**
 * ANZ Progress Saver** || **Score**
 * Out of 5** || **Solution 2**
 * Bendigo Bank Piggy Bank Passbook** || **Score**
 * Out of 5** || **Solution 3**
 * Greater Building Society Little Buck's Passbook** || **Score**
 * Out of 5** ||
 * Interest Rates || 5 || "Balances from $0 earn 0.01%pa and a special rate of 6.01% pa if a single deposit of $10 or more and no withdrawals in the same month is made."
 * Withdrawal Access || 4 || "ANZ Progress Saver accounts have ATM access (an eftpos/debit card), 1 free transaction per month as well as phone and internet banking." || 3 || "The Passbook Account uses a passbook instead of an ATM card which is more suitable for a teenager or child as it limits the withdrawal access, the funds availability is at call, and there is phone/internet banking available." || 5 || "The account uses a passbook and has phone/internet/B-Pay availability." || 4 ||
 * Ongoing Fees || 3 || "The children's saving account has no monthly account keeping/maintenance fees, it has minimal transaction costs ($2.50 to $1.00), however, has network ATM fees and additional eftpos fees." || 3 || "The Piggy Bank Passbook account has all transaction or government charges absorbed by the bank with the exception of withholding tax and periodical payment dishonour fees." || 3 || "The Little Buck's account has no monthly account fees and also no transaction fees." || 4 ||
 * Features || 2 || "This savings account has the additional benefits of ATM access and branch/phone/internet banking available." || 3 || "Additional features/benefits included in the account include bank cheques (not very suitable) and phone/internet banking." || 2 || "The account includes internet and phone banking availability." || 2 ||
 * Other Financial Requirements || 1 || "The account is suitable for children as it only requires a minimum $10 deposit and balance (periodical deposits by parents/employer) and interest is calculated and paid monthly." || 5 || "The interest earnt by the account is paid bi-annually and costs a minimum of $1 to open." || 3 || "The interest acquired by this account is calculated daily and distributed bi-annually, and costs a minimum of $1 to open." || 3 ||
 * Total ||  ||   || 52 ||   || 51 ||   || 40 ||


 * Thomas K**

LG Optimus One Sony Xperia X10i Nokia X6 HTC Aria || 5 || Samsung Wave LG Optimus One Sony Xperia X10i Nokia X6 HTC Aria || 5 || Nokia 6720 || 1 ||
 * **Criteria** || **Weighting** || **Solution 1** || **Score**
 * Out of 5** || **Solution 2** || **Score**
 * Out of 5** || **Solution 3** || **Score**
 * Out of 5** ||
 * **Thomas K** || **Criteria** || **Weighting** || **Solution 1** || **Score**
 * Out of 5** || **Solution 2** || **Score**
 * Out of 5** || **Solution 3** || **Score**
 * Out of 5** ||
 * Price || 5 || $29 || 5 || $29 || 5 || $30 || 5 ||
 * SMS || 4 || Unlimited || 5 || Portion of $450 at 28c a text || 3 || Portion of $25 at 25c a text || 2 ||
 * Data || 3 || 1Gb || 5 || None || 0 || 10Mb || 1 ||
 * Calls || 2 || $50 at 49c Flagfall and 99c per minute rate || 3 || Portion of $450 at 49c Flagfall and 99c per minute rate || 4 || Portion of $25 at 92c a minute || 1 ||
 * Choice of Phone || 1 || Samsung Wave
 * Total ||  ||   || 71 ||   || 50 ||   || 39 ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Total ||  ||   ||   ||   ||   ||   ||   ||
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 * Total ||  ||   ||   ||   ||   ||   ||   ||
 * Total ||  ||   ||   ||   ||   ||   ||   ||


 * Kevin B**


 * **Criteria** || **Weighting** || **Solution 1** || **Score**
 * Out of 5** || **Solution 2** || **Score**
 * Out of 5** || **Solution 3** || **Score**
 * Out of 5** ||
 * Total ||  ||   ||   ||   ||   ||   ||   ||
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 * Total ||  ||   ||   ||   ||   ||   ||   ||


 * Jeremy M**

countries and 1.7 million ATM's in 2009." ( [|http://www.mastercard.com/us/company/en/] [|newsroom/annual_report/]  [|mastercard_annual_report_2009.pdf] ) || 5 || "As of September, 2010 VISA is accepted in over 200 countries and territories as well as 1.8 million ATM's. It is also very common among internet stores." ( [] ) || 5 || "Mastercard is available in over 210 countries and 1.7 million ATM's in the end of 2009." ([|http://www.mastercard.com/us/] [|company/en/newsroom/] [|annual_report/mastercard_annual_report_2009.pdf]) || 5 || Westpac/St.George/BankSA branded ATMs, EFTPOS, Telephone Banking and Online Banking", no interest paid ( []) || 2 || "Unlimited access to your money through NAB Internet Banking or NAB Telephone Banking, in any branch, through our ATM network (including rediATMs), using EFTPOS, or through an optional chequebook", 0.01% pa interest paid quarterly ( []) || 3 || <span style="border-collapse: separate; color: #000000; font-family: Arial,Helvetica,sans-serif; font-size: 13px; line-height: 15px;">"Unlimited electronic transactions through Commonwealth Bank ATMs, EFTPOS, NetBank and unassisted telephone banking", 0.01% pa interest for balances under $50,000 paid quarterly ( []) || 3 ||
 * **Criteria** || **Weighting** || ** Westpac Choice Student Debit Mastercard ** || **Score**
 * Out of 5** || ** NAB Classic Banking with VISA Debit ** || **Score**
 * Out of 5** || ** Commonwealth Bank Debit Mastercard ** || **Score**
 * Out of 5** ||
 * Card acceptance || 5 || "Mastercard is available in over 210
 * Features of the bank account linked to the card || 4 || <span style="font-family: Arial,sans-serif; line-height: 115%;">"Unlimited transactions across Westpac branches,
 * Card and account fees || 3 || Debit Mastercard comes free with the account, no monthly service fee, $5.00 overseas ATM withdrawal fee, $9.00 Account overdrawn fee ([]) || 3 || <span style="border-collapse: separate; color: #000000; font-family: Arial,Helvetica,sans-serif; font-size: 13px; line-height: normal;">upgrade to a NAB Visa Debit card at no extra cost, no monthly account fees, no overdrawn fees, no direct charge at NAB ATMs or rediATMs, $4.00 overseas ATM withdrawal fee with 2% fee for currency not $AUS, $20 to replace lost card, $20 to change card colour ([]) || 4 || apply for Debit Mastercard at no extra cost, $4.00 monthly account fee which is waived for persons under 21 years of age, assisted withdrawal in a branch or by phone is $2.00 per transaction, overseas ATM differs - 3% of transaction value and occasionally $5.00 fee ([]) || 2 ||
 * Extra benefits || 2 || <span style="font-family: Arial,sans-serif; line-height: 14px;">optional "paperless eStatement" ||  ||   ||   ||   ||   ||
 * Bank's financial performance || 1 ||  ||   ||   ||   ||   ||   ||
 * __Total__ ||  ||   ||   ||   ||   ||   ||   ||


 * Ash M**


 * **Criteria** || **Weighting** || **Solution 1** || **Score**
 * Out of 5** || **Solution 2** || **Score**
 * Out of 5** || **Solution 3** || **Score**
 * Out of 5** ||
 * Total ||  ||   ||   ||   ||   ||   ||   ||
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 * Total ||  ||   ||   ||   ||   ||   ||   ||


 * Rigel N**

<span style="border-collapse: separate; color: #5d717e; font-family: 'Helvetica Neue',Arial,Helvetica,sans-serif; font-size: 19px;">[] || 5 || <span style="border-collapse: separate; color: #5d717e; font-family: 'Helvetica Neue',Arial,Helvetica,sans-serif; font-size: 19px;">Intel Core i7-720QM, 4GB DDR3 1333, 500GB 7200RPM, BLU-RAY, 16.4", Dedicated Geforce 310M 512MB, Bluetooth, 7 Home Premium <span style="border-collapse: separate; color: #5d717e; font-family: 'Helvetica Neue',Arial,Helvetica,sans-serif; font-size: 19px;">[] || 3 || <span style="border-collapse: separate; color: #5d717e; font-family: 'Helvetica Neue',Arial,Helvetica,sans-serif; font-size: 19px;">Intel Core i7-720QM, 8GB RAM, 1.5TB HDD, Bluray, 17.3" Display, 1GB Dedicated Graphics [] || 4 ||
 * **Criteria** || **Weighting** || **Solution 1** || **Score**
 * Out of 5** || **Solution 2** || **Score**
 * Out of 5** || **Solution 3** || **Score**
 * Out of 5** ||
 * Ability to load good graphic games || 5 || <span style="border-collapse: separate; color: #5d717e; font-family: 'Helvetica Neue',Arial,Helvetica,sans-serif; font-size: 19px;">Intel Core i7-740QM, 8GB RAM, 500GB HDD, DVDRW, 17.3" 1920x1080, GTX460M 1.5GB
 * weight || 3 ||  || Weight ||   || 3.2KG ||

<span style="border-collapse: separate; color: #5d717e; font-family: 'Helvetica Neue',Arial,Helvetica,sans-serif;">[]
 * 3 ||  || Weight ||   || 3.0KG ||

<span style="border-collapse: separate; color: #5d717e; font-family: 'Helvetica Neue',Arial,Helvetica,sans-serif;">[]
 * 4 ||  || Weight ||   || 3.2KG ||

[]
 * 3 ||
 * Price || 1 || <span style="border-collapse: separate; font-family: 'Helvetica Neue',Arial,Helvetica,sans-serif; font-size: 18px; white-space: nowrap;">**<span class="our_price_display" style="float: left; margin: 0px; padding-bottom: 0px; padding-left: 10px; padding-right: 0px; padding-top: 0px;"> $1,999.00 inc GST **

[] || 2 || <span style="border-collapse: separate; font-family: 'Helvetica Neue',Arial,Helvetica,sans-serif; font-size: 18px; white-space: nowrap;">** $1,899.00 inc GST** <span style="border-collapse: separate; font-family: 'Helvetica Neue',Arial,Helvetica,sans-serif; font-size: 18px; white-space: nowrap;">**[]** || 4 || <span style="border-collapse: separate; font-family: 'Helvetica Neue',Arial,Helvetica,sans-serif; font-size: 18px; white-space: nowrap;">**<span class="our_price_display" style="float: left; margin: 0px; padding-bottom: 0px; padding-left: 10px; padding-right: 0px; padding-top: 0px;"> $1,799.00 inc GST **

[] || 5 ||
 * Total ||  ||   || 36 ||   || 31 ||   || 34 ||
 * Total ||  ||   || 36 ||   || 31 ||   || 34 ||
 * Total ||  ||   || 36 ||   || 31 ||   || 34 ||


 * Michael P**


 * **Criteria** || **Weighting** || **Solution 1** || **Score**
 * Out of 5** || **Solution 2** || **Score**
 * Out of 5** || **Solution 3** || **Score**
 * Out of 5** ||
 * Total ||  ||   ||   ||   ||   ||   ||   ||
 * Total ||  ||   ||   ||   ||   ||   ||   ||
 * Total ||  ||   ||   ||   ||   ||   ||   ||
 * Total ||  ||   ||   ||   ||   ||   ||   ||
 * Total ||  ||   ||   ||   ||   ||   ||   ||
 * Total ||  ||   ||   ||   ||   ||   ||   ||


 * Charlie Q**

[|[[http://www.buzzle.com/articles/white-cat-breeds.html|] || 1 (*5) || generally a very healthy cat. [][|] || 4 (*5) || reasonable healthy [] || 4 (*5) || [] || 3 (*4) || oriental origined, pure breed. The white Siamese cats have short, sleek hair and blue eyes. [][|] || 5 (*4) || They are a cross between the Asian Leopard cat and a domestic cat. [] || 2 (*4) || [] || 2 (*3) || White Siamese Cat breed require less grooming compared to white Persian cats. [][|] || 4 (*3) || They have a penchant for climbing and a distinct voice that can be very vocal. [] || 3 (*3) || [] || 1 (*2) || Don't shed that much compared to Persian. [][|] || 3 (*2) || don't shed too much [] || 3 (*2) || [] || 2 (*1) || These cats love to be cuddled and can get very vocal when there needs are not met. These cats bond well with the owner and will remain loyal pets for life. These attention seekers are full of energy. [][|] || 4 (*1) || These intelligent, active and energetic cats love water. [] || 3 (*1) ||
 * **Criteria** || **Weighting** || **Solution 1**
 * Persian** || **Score**
 * Out of 5** || **Solution 2**
 * Siamese** || **Score**
 * Out of 5** || **Solution 3**
 * Bengal** || **Score**
 * Out of 5** ||
 * health || 5 || Easily get sick
 * breed || 4 || These royal divas are short and round with heads that are larger than most cats. They have the longest and bushiest coats within the long-hair group.
 * ongoing costs || 3 || regal white Persian Cats require extensive grooming, brushing and regular baths to keep their white coats free from matting and knotting.
 * shedding || 2 || shed a lot
 * personality || 1 || White Persian cats have loving personalities that prefer living in quiet and peaceful homes.
 * Total ||  ||   || 27 ||   || 62 ||   || 46 ||


 * Andrew S**


 * **Criteria** || **Weighting** || **American Express Card** || **Score**
 * Out of 5** || **ANZ Low Rate MasterCard** || **Score**
 * Out of 5** || **St George Vertigo MasterCard** || **Score**
 * Out of 5** ||
 * Interest rate || 3 || n/a ||  || 13.49% p.a ||   || 12.74% p.a ||   ||
 * Annual fee || 2 || $80 p.a ||  || $58 ||   || $55 ||   ||
 * Reward points || 1 || $1 spent = 1 Membership Rewards™ point1 ||  || n/a ||   || n/a ||   ||
 * Total ||  ||   ||   ||   ||   ||   ||   ||
 * Total ||  ||   ||   ||   ||   ||   ||   ||
 * Total ||  ||   ||   ||   ||   ||   ||   ||


 * Archie S**


 * **Criteria** || **Weighting** || Australian Super Fund (Industry Super Funds) || **Score**
 * Out of 5** || Sun Super Fund (Personal Super Funds) || **Score**
 * Out of 5** || Q Super (Government Super Fund) || **Score**
 * Out of 5** ||
 * End Results/Benefits || 5 || Assuming she picks the //Balanced// option, and invests for 10 years, investment return is 6.43%

Assuming she invests $500 per month ($6000 p/a) in the //Balanced// option, **Total Return:** $3858(+ the $6000)

__ http://www.australiansuper.com/investments_performance.aspx __ || 5 || Assuming she picks the //Balanced// option, and invests for 10 years, investment return is 6.4%

Assuming she invests $500 per month ($6000 p/a) in the //Balanced// option, **Total Return:** $3840(+ the $6000)

__ http://www.sunsuper.com.au/investments/Sunsuperversusindustry.cfm __ || 5 || Assuming she picks the //Balanced// option, and invests for 10 years, investment return is 5.52% (accumulation option).

Assuming she invests $500 per month ($6000 p/a) in the //Balanced// option, **Total Return:** $3120 (+ the 6000)

__ http://qsuper.qld.gov.au/members/performance/quarterly/balanced.aspx __ || 4 || [] Australian Super has achieved the highest possible AAA rating in SelectingSuper's independent analysis of superannuation fund quality. [] The Fund of the Year Award is given to the fund that SuperRatings assesses as providing the best value for money to its members. AustralianSuper was commended for its: .Investment performance over ten years .Industry-leading insurance; and .Competitive fees. [] AustralianSuper has been named by Money magazine as Best Super Fund Manager for 2011. This is Money's highest award for a fund's total offering, including investment performance, fees and insurance. [] $27-32 billion in assests and 1.4 million members. [] SuperRatings are recognised as a reliable, independent guide to a fund's value. SuperRatings has given us the highest rating for the 7th consecutive year – that’s every year since they’ve been rating funds. [] 1 million+ members at Sun Super, with 16.0 billion in assets. [] || 3 || SuperRatings Platinum 2011: [] <span style="font-family: Arial,Helvetica,sans-serif;">Over $26 billion in funds have been entrusted to our stewardship by more than half a million Australians. __<span style="color: #0042ff; font-family: Arial,Helvetica,sans-serif;">www.supersystemreview.gov.au/content/submissions/.../QSuper_100216.rtf __ || 4 || Assuming she picks the Units of cover option, it will cost her $1.00 per unit of cover per week.
 * Track Record || 4 || Australian Super has achieved the highest possible ratings awarded by four independent superannuation ratings organisations that measure the overall quality of a fund.
 * __(Industry Super Pocket Guide)__** || 5 || Sun Super has achieved the highest possible AAA rating in SelectingSuper's independent analysis of superannuation fund quality.
 * Life Insurance/Disability Cover || 3 || Death and TPD (total and permanent diablement) cover has two options.

At the lady's age (45) she is entittled to $47,600 per unit of cover (this will decrease with age) [|http://www.australiansuper.com/resources.ashx/formsandpublications/868/File/764/B73ACC141C07EC1B9394EB27D5B1/MemberGuideMay2010.pdf] || 5 || Death and TPD (total and permanent diablement) cover has two options. Assuming she picks the Units of cover option, it will cost her $1.00 per unit of cover per week.

At the lady's age (45) she is entittled to $25,503 per unit of cover (this will decrease with age) __ http://www.sunsuper.com.au/products/insurance.cfm __ || 2 || Death and TPD (total and permanent diablement) cover has one option. It will cost her $1.21 per unit of cover per week.

At the lady's age (45) she is entittled to $36,400 per unit of cover (this will decrease with age) [|http://qsuper.qld.gov.au/document/IB25.pdf] || 3 || A flat **administration** fee of $1.50 per week Investment **management** fee ranges from 0.11%-0.74% p/a
 * Fees || 2 || **Member** fees are Nil

Assuming she invests $500 per month ($6000 p/a) in the //Balanced// option, **Total Cost:** $114 p/a. [] || 3 || The Sunsuper **member** fee is just $1.00 per week Investment **management** fee ranges from 0.40%-0.72% p/a
 * Administration** fee is 0.05% p.a. of your account balance

Assuming she invests $500 per month ($6000 p/a) in the //Balanced// option, **Total Cost:** $92.20 p/a [] || 3 || **Membership** fees are Nil
 * Administration** fees are 0.19%
 * Management** fees range from 0.09-0.69% depending on investment option

Assuming she invests $500 per month ($6000 p/a) in the //Balanced// option, **Total Cost:** $37.80 [] || 5 ||
 * Range of investments || 1 || There are pre-mixed and DIY mix options. The pre-mixed are a diversified option that invests across most asset classes, with a large proportion in Australian and international shares, property and infrastructure.

__ http://www.australiansuper.com/investments_investment-options_balanced.aspx __ || 5 || There are pre-mixed and DIY mix options. The investment is premixed from 8 areas with the largest proportions being Australian and international shares. The rest is composed of private capital, property, infrustructure, fixed intrest, hedge funds and cash. __ http://www.sunsuper.com.au/investmentoptions/ __ || 5 || There are pre-mixed and DIY mix options. The investment is premixed from 7 areas with the largest proportions being Australian and international shares. The rest is composed of property, infrustructure, fixed intrest, and cash and alternative assets.

__ http://qsuper.qld.gov.au/members/options/investments/balanced.aspx __ || 5 ||
 * Total ||  ||   || 71 ||   || 54 ||   || 60 ||


 * Eliot S**

Sun Super Fund (Personal Super Funds) || **Score** Q Super (Government Super Fund) || **Score** Australian Super Fund (Industry Super Funds) || **Score** http://www.sunsuper.com.au/investments/returns.cfm || 5 || Assuming he invests $1000 per month, using the balanced option for 10 years at 5.5% ($12,000 p/a). Total Return:$5.500+$12,000 __ http://qsuper.qld.gov.au/members/performance/quarterly/balanced.aspx __ || 5 || Assuming he invests $1000 per month, using the balanced option for 10 years at 4.47% ($12,000 p/a). Total Return: $4470+$12,000 http://www.selectingsuper.com.au/Australian_Super.html || 5 || http://www.selectingsuper.com.au/Sunsuper_.html || 3 || Platinum Super Rating 2011 Over $25million Dollars have been invested with this company. [] || 5 || Australian Super has achieved the highest possible ratings awarded by different superannuation organisations. http://www.selectingsuper.com.au/Australian_Super.html || 5 || http://www.selectingsuper.com.au/Sunsuper_.html || 4 || Death and total and permanent diablement cover are the only options available. It will cost her $1.21 per unit of cover per week. [|http://qsuper.qld.gov.au/document/IB25.pdf] || 4 || Insurance Available: Death, Death/ TPD, Income Protection, Health http://www.selectingsuper.com.au/Australian_Super.html || 5 || Administration fee is 0.05% p.a. of the account balance (that's just $5 for every $10,000 per year). || 2 || Member Fee is at a minimum price of $0.00 while the administration fees are at 0.19% of the price invested. [] || 3 || Withdrawal Fee: $35 Management Cost - member fee ($ per week/ annum):$1.50 per week Management Cost - investment fee (% p.a.) :0.11% to 0.74% p.a. Member benefit protection:0.05% p.a. http://www.selectingsuper.com.au/Australian_Super.html || 3 || http://www.selectingsuper.com.au/Sunsuper_.html || 1 || Conservative Option at 6% p/a for 7years || 2 || Conservative Balanced 9.71% for 1 year || 2 ||
 * **Criteria** || **Weighting** || **Solution 1**
 * Out of 5** || **Solution 2**
 * Out of 5** || **Solution 3**
 * Out of 5** ||
 * Return || 5 || Assuming he invests $1000 per month, using the balanced option for 10years at 6.4%. ($12,000 p/a). **Total Return**: $6,400+$12,000
 * Record || 4 || Super Super has achieved the best superfund rating.
 * Life Insurance/ Claims || 3 || Insurance available: Death only, Death and TPD, Income Protection.
 * Fees || 2 || Sunsuper member fee is $1.00 per week.
 * Different Options || 1 || Conservative Option at 6.4% p/a for 7years.
 * Total ||  ||   || 54 ||   || 65 ||   || 68 ||

Recovered from Financial turmoil of late 2008 and 2009. 16% incresae in revenues ||  ||   ||   ||   ||   ||
 * David T**
 * **Criteria** || **Weighting** || **Rio Tinto** || **Score**
 * Out of 5** || **BHP** || **Score**
 * Out of 5** || **MacArthur** || **Score**
 * Out of 5** ||
 * Risk || 4 || 2010 Performance- []
 * Return on Investment || 3 ||  ||   ||   ||   ||   ||   ||
 * Capital Growth || 2 ||  ||   ||   ||   ||   ||   ||
 * Ethical Investment || 1 ||  ||   ||   ||   ||   ||   ||
 * Total ||  ||   ||   ||   ||   ||   ||   ||
 * Total ||  ||   ||   ||   ||   ||   ||   ||